From Scarcity to Success: Let’s Bust Those Limiting Money Beliefs!
“I’ll invest when I have more money… more time… more confidence…”
Sound familiar?
As a finance coach, I’ve heard these statements countless times. But they’re not facts - just myths, or limiting beliefs. These beliefs sit silently and subconsciously at the back of your mind, giving you to permission to procrastinate and putting your financial progress on hold.
It’s time to call them out! So let’s bust a few of these investing myths together:
1. “I don’t know how to invest.”
You’re not supposed to know – yet – and that’s perfectly fine! As Warren Buffett says “Don’t invest in something you don’t understand”. But don’t stop there.
One of my “Start To Invest” group coaching clients told me she came into the program feeling unsure and overwhelmed because she's not a "numbers person". By the end of the program, in just a few months, she felt informed, empowered, and had started investing for long-term growth.
Investing is learnable - one step at a time.
2. “I don’t know what to invest in.”
Many people freeze here too. One of my client had a trading account for 10 years…and never made a single trade.
In my coaching, we build clarity around goals, risk profiles and accessible tools like tracker funds or sector exchange traded funds. We don’t need to become a stock market expert to start investing. When you learn the investment options available to you, the fog lifts and decision-making becomes much simpler.
That same client, started to build her portfolio after my 1:1 coaching program, she now earns a 5-figure USD passive income annually.
3. “It’s all too overwhelming.”
In today’s technology age, it’s not a lack of information – it’s too much of it. The online space is noisy.
One of the things my clients appreciate most is having someone who can cut through the clutter and explain things in real-life terms. One recent graduate of the “Start To Invest” course said the “lightbulb moments” came when concepts were broken down into clear, actionable steps.
4. “I don’t have time.”
Let’s be honest – we are all busy - professional, business owner, stay-home parents.
But investing doesn’t need to take hours each day. Once your strategy is set, it’s about small habits - like monthly “money dates” to review and adjust. It’s doable, even in a full schedule.
In fact, it’s interesting to find out that my busy clients who claim they “don’t have time” to invest, started monitoring their investment portfolios regularly, not because they need to but because they are excited and motivated to.
5. “I don’t have enough money.”
This one feels true – but isn’t always true. Even millionaires feel they don’t have “enough.” Often, it’s about mindset and comparison.
In my coaching, we start by understanding your finances and money story - then build an investing strategy that fits your financial situation and risk profile.
But here’s a secret: you can start wherever you are. Small, consistent investing with the right guidance is more powerful than waiting years for a ‘perfect moment.’
6. “I’m afraid of losing money.”
That fear is real. But doing nothing also has an opportunity cost.
One of my clients said learning about investor psychology, compounding, and how the wealthy build long-term strategies helped her let go of fear and build an empowered mindset toward money.
Coaching clients often told me, “I wish I’d learned this years ago!”
Remember this: You’re not alone. These myths are common - and they can be overcome. It starts with awareness and then the intentional re-writing of your money beliefs to empower you to take new action and gain new results.
What belief or story has held you back from investing? Let me know in the comments below.
Ready to go from overwhelmed to confident? My Start to Invest group coaching is here to guide you - with clarity, community, and tools to take action. The waitlist is currently open, and details will be coming soon.